( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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ASSESSMENT AND ANALYSIS OF FINANCIAL INCLUSION FOR MNREGS IN HIMACHAL PRADESH: A STUDY OF DISTT. CHAMBA

    1 Author(s):  DR. DINESH KUMAR SHARMA

Vol -  9, Issue- 1 ,         Page(s) : 198 - 208  (2018 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

District Chamba is one among the backward districts of Himachal Pradesh. The present study covered whole of the area of Chamba district in Himachal Pradesh. It studied all the aspects of financial inclusion in this particular district with population residing on hilly and tough terrines. Largely, the study is based on the observation through direct interviews with stakeholders ranging from district/tehsil/block level Govt. Officials, Bank officials, office bearers of Panchayati Raj Institutions, Technical hands and the labourers i.e. beneficiaries working under MNREGS. Study was based on primary data and it was collected through a well structured schedule of questions. Study shows that to improve the financial inclusion position of the district, the banking system needs to be improved more.

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