( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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MOVE TOWARDS A CASHLESS ECONOMY?

    1 Author(s):  AKASHDEEP MALIK

Vol -  5, Issue- 12 ,         Page(s) : 350 - 353  (2014 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

The finance minister, in his budget speech, talked about the idea of making India a cashless society, with the aim of curbing the flow of black money. But what exactly is a cashless economy? It can be defined as a situation in which the flow of cash within an economy is non-existent and all transactions have to be through electronic channels such as direct debit, credit and debit cards, electronic clearing, payment systems such as Immediate Payment Service (IMPS), National Electronic Funds Transfer and Real Time Gross Settlement in India.

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