( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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E BANKING IN RURAL AREAS

    1 Author(s):  MR. AASHISH SANGWAN

Vol -  7, Issue- 12 ,         Page(s) : 319 - 323  (2016 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

During current decade 2001-11 the growth rate of population in India as a whole s well as in rural declined as compared to the last decade 1991-2001. However in urban area the same has shown the upward trend. One of the primary reasons for such a trend is migration from rural to urban areas (Census 2011). The urbanization is primarily due to the non-availability of basic (including financial) facilities in these areas. Regulatory authorities of India have initiated many steps to mitigate the problem and provision of click banking services is one of the most dynamic expedient in this direction. E-banking has alchemized the conventional way of banking. It provides countless benefits to its users like 24x7 availability, better accessibility, saving in transaction cost saving, quick operations etc.

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