1.Cracknell, D (2004) “E-Banking for the Poor: Panacea, Potential and Pitfalls”, available via www.microsave.org
2. Central Bank of India, http://www.centralbankofindia.com
3. State bank of India, http://www.statebankofindia.com.
4. CPSS (2004) Survey of e-money and internet and mobile payments, BIS, available on www.bis.org