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2. Palanetrappa M.C. “ Origin & Growth of Urban Co-operative Banks in India & Karnataka”, Directory of Urban Co-operative Banks in Karnataka, Issue VI, 2004.
3. RBI, Report of the Nineth Standing Advisory Committee, Meeting p.13. (Unpublished)
4. A.G. Anegundi, The Banking Regulation Act 1949 as applicable to co-operative banks, p. 17, 1977.