(1) ‘Factors Affecting Bank Profitability: An Empirical Study’ Kapoor Reetu & R.C.Dangwal Journal of Accounting and finance Vol. 26 No.2 April-September 2012 pp25- 37
(2) ‘Trends and Growth Opportunities of Indian banking sector’ studies the correlation between Indian Banks’ Mahalakshmi Krishnan Journal of Management Outlook Volume 2, No. 1, Jan-June 2012, pp 76-85
(3) Indian Banking Industry – Challenges & Opportunity, Dr K A Goyal & Vijay Joshi, International Journal of Business Research and Management (IJBRM), Volume 3: Issue (1): 2012
(4) RBI- A Profile of Banks-2012
(5) Report on Trend & Progress of Banking in India 2010-11, Reserve bank of India.