( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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GROUP DYNAMICS IN SELF HELP GROUPS

    3 Author(s):  DR. M. ROJA, DR.C.SUJATHA, PROF. V. NARAYANA REDDY

Vol -  9, Issue- 8 ,         Page(s) : 140 - 152  (2018 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

SHGs are village-based, economically and socially homogeneous groups of people who come together voluntarily to pool their small savings and use them initially for micro-lending among members of group. Once the members of the group are able to establish and demonstrate a group discipline, financial discipline, regular thrift and credit cycle with most satisfactory recovery rate on time, they are linked with banks of late, this group formation and nurturing process is significantly diluted. Banks adopting SHG-models should, therefore, engage themselves in capacity building and empowerment of SHGs and bring cohesiveness and a sense of purpose among SHGs. They can improve the efficiency of NGOs in promoting and nurturing SHGs.

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