( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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FARMERS’ SATISFACTION ABOUT AGRICULTURAL CREDIT BY CANARA BANK: A STUDY IN ERODE DISTRICT

    2 Author(s):  U.JAYAPRAKASH,. DR.R.SHUNMUGHAN

Vol -  10, Issue- 11 ,         Page(s) : 37 - 42  (2019 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

The Agricultural loans are available for a multitude of farming purposes. Farmers may apply for loans to buy inputs for the cultivation of food grain crops as well as for horticulture, aquaculture, animal husbandry, and floriculture and sericulture businesses. There are also special loans to finance the purchase of agricultural machinery such as tractors, harvesters and trucks. Construction of biogas plants and irrigation systems as well as the purchase of agricultural land may also be financed through special types of agricultural finance. The focus of the study is on the canara bank agricultural credit services provided to the farmers. The factors influencing farmers satisfaction for a particular bank are the time, quality of services and convenience to its farmers. This has been taken as the main focus for the study. The views of farmers belonging to different strata of society are also taken into account in this study. The present scenario of the agricultural sector clearly shows that the agricultural sector has been commercialized since last few years. Consequently the market of the agricultural loan has experienced tremendous growth over the past few years.

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