( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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ROLE OF RETAIL BANKING IN INDIA

    1 Author(s):  AARTI NAGAR

Vol -  4, Issue- 2 ,         Page(s) : 646 - 655  (2013 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

Indian banking industry, during the course of its evolution and growth, has transverse through innumerable twists and turns. It has braved many challenges, weathered many a storm, withstood many onslaughts and has emerged as one of the dynamic and vibrant industries. Whether it is class banking or mass banking, private ownership or public sector status, administered interest rate regime or a state of operational freedom, bound by antiquated manual processes or a scenario witnessing a technological revolution, the industry

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1. Uma Kapila, “Financial Sector Reforms”, Published in AF Book News, 2001( history of banking sector)
2. Gujral N.S, “Retail Banking in the Changing Scenario”, Proceedings of the Bank Economists’ Conference, 2008.
3. Maheswari. S.N., Maheswari. S.K., “Banking Law & Practice,” Kalyani Publishers, New Delhi, 2005 (swot analysis of retail banking).
4. Mehta Satish, “Role of Credit Information Bureau”, IBA Bulletin, Mumbai, November, 2008.
5. Pathrose, P,P, “Financial Services Convergence: A Goldmine Open to Bank”, IBA Bulletin, January 2009 (current scenario in banking sector).
6. Dalal street magazine for new emerges in retail banking, march 2009
7. www.moneycontrol.com
8. www.retailbanking.ac.in
9. www.google.com
10. www.wikipedia.com

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