( ISSN 2277 - 9809 (online) ISSN 2348 - 9359 (Print) ) New DOI : 10.32804/IRJMSH

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RURAL HEALTH INSURANCE-A CHALLENGE

    1 Author(s):  MR HARI PRASAD KALITA

Vol -  3, Issue- 2 ,         Page(s) : 416 - 421  (2012 ) DOI : https://doi.org/10.32804/IRJMSH

Abstract

The health insurance business in India has seen a growth of over 25% per annum in the last few years with the expansion of the private health insurance sector. The premium incomes of health insurance have crossed the Rs 8,000 crore marks with the share of private companies increasing to over 41%. This is despite the fact that from the perspective of patients, health insurance is not a good deal, especially when they need it most. This raises a number of ethical issues regarding how the health insurance business runs and how medical practice adjusts to it for profiteering.

1. LIC Annual Report
2. Census Report 2011
3. IRDA Hand Book http://irdaindia.org 
4. Private Health Insurance in India (2006-07): Promise and Reality, published by Bearing Point, Inc. for the United States Agency for International Development.

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